Malta Salary Calculator 2026
See how much of your salary you take home each month in Malta, after income tax and social security.
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All results are estimates to help you plan. They are not financial or tax advice.
How it works
- Enter your gross salary. This is your salary before tax, as written in your work contract. You can enter it per year or per month.
- Choose your tax status. Most people who live alone use Single. Your status changes how much income is tax-free.
- We take away income tax. Malta uses tax bands: the first part of your income is tax-free, and higher parts pay a higher rate (15%, 25% or 35%).
- We take away social security. Employees pay 10% of their weekly wage, up to a maximum each week. Your employer pays the same amount again.
- You see your net pay. This is the money that arrives in your bank account each year, month and week.
The calculator uses the official 2026 tax rates and social security rates. It assumes you work full-time all year for one employer.
Frequently asked questions
What is the difference between gross and net salary?
Gross salary is your pay before anything is taken away. Net salary is what you receive in your bank account, after income tax and social security.
What is social security (NI) in Malta?
Social security, often called National Insurance or NI, pays for your state pension, sick pay and other benefits. Employees pay 10% of their basic weekly wage, up to a weekly maximum (€55.93 in 2026 for people born in 1962 or later).
Which tax status should I choose?
Choose Single if you live alone or do not qualify for another status. Married couples can choose Married (joint computation). Parents who support a child can use a Parent status. The new parent rates with one or two or more children have extra conditions, such as nationality or long-term residence.
Are the bonuses in Malta included?
Many employees in Malta receive statutory bonuses in March, June, September and December, plus a yearly cost of living increase (COLA). If they are part of your salary, include them in the gross amount you enter.
Why is my payslip a little different?
Payslips are worked out each pay period using the FS4 form you gave your employer. Overtime, part-time work, fringe benefits or a different number of weeks in the year can change the result a little.
Does the calculator work for self-employed people?
No. Self-employed people pay social security differently (Class 2) and pay tax in a different way. This tool is for employees.
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